4u Credit Union
Gainesville, TX
$156M
total assets, June 30, 2026
$156M
total assets, June 30, 2026
4u Credit Union is a federal credit union based in Gainesville, TX. As of June 30, 2026 it held $156.2 million in assets and $140.6 million in deposits; assets were up 9.9% from a year before. It has 7,463 members and 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$156M
+9.9% in a year · +2.7% in a quarter
Deposits
$141M
+10.4% in a year · +2.8% in a quarter
Loans
$122M
+12.5% in a year · +1.0% in a quarter
Profit so far
$181K
Jan 1 to Jun 30, 2026 · -76.8% in a year
Net worth ratio
8.91%
-0.52 pts in a year
Return on assets
0.23%
-0.87 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 1312 Lawrence St, Gainesville, TX, 76240
- Established
- Jan 1, 1956
- Employees
- 37
- Members
- 7,463
- Branches
- 5
- Id
- cu11067
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
5 offices as of June 30, 2026
| County | Branches |
|---|---|
| Grayson, TX | 3 |
| Cooke, TX | 2 |
| Office | Place |
|---|---|
| 4u Fcu (main office) | Gainesville, TX |
| Collinsville Branch | Collinsville, TX |
| Lake Kiowa Branch | Lake Kiowa, TX |
| Sherman | Sherman, TX |
| Whitesboro Branch | Whitesboro, TX |
Related pages
Questions and answers
How big is 4u Credit Union?
$156.2 million in total assets and $140.6 million in deposits as of June 30, 2026, with assets up 9.9% from a year before. Its loans were $121.7 million.
How many branches does 4u Credit Union have?
5 branches in Texas as of June 30, 2026.
How many members does 4u Credit Union have?
7,463 members as of June 30, 2026, down 9.4% from a year before.
Is 4u Credit Union profitable?
Yes: it earned $181,389 from January 1 to June 30, 2026 (down 76.8% from the same months a year before). Its return on assets was 0.23% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.