Act 1ST Credit Union
LaVale, MD
$150M
total assets, June 30, 2026
$150M
total assets, June 30, 2026
Act 1ST Credit Union is a federal credit union based in LaVale, MD. As of June 30, 2026 it held $149.7 million in assets and $137.2 million in deposits; assets were up 2.4% from a year before. It has 12,052 members and 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$150M
+2.4% in a year · -0.5% in a quarter
Deposits
$137M
+1.5% in a year · -0.8% in a quarter
Loans
$109M
-0.1% in a year · +2.1% in a quarter
Profit so far
$557K
Jan 1 to Jun 30, 2026 · +94.0% in a year
Net worth ratio
8.07%
+0.73 pts in a year
Return on assets
0.74%
+0.35 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 1313 National Highway, STE 7, PMB 3, LaVale, MD, 21502
- Established
- Jan 1, 1950
- Employees
- 42
- Members
- 12,052
- Branches
- 3 in 2 states
- Id
- cu6679
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
3 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| ACT 1st Federal Credit Union - LaVale (main office) | LaVale, MD |
| Messick | Cumberland, MD |
| Romney | Romney, WV |
Related pages
Questions and answers
How big is Act 1ST Credit Union?
$149.7 million in total assets and $137.2 million in deposits as of June 30, 2026, with assets up 2.4% from a year before. Its loans were $108.5 million.
How many branches does Act 1ST Credit Union have?
3 branches in 2 states as of June 30, 2026.
How many members does Act 1ST Credit Union have?
12,052 members as of June 30, 2026, up 1.4% from a year before.
Is Act 1ST Credit Union profitable?
Yes: it earned $557,413 from January 1 to June 30, 2026 (up 94.0% from the same months a year before). Its return on assets was 0.74% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.