Alabama Trust Bank, National Association
Sylacauga, AL · Owner: Guardian Bancshares Inc
$51.6M
total assets, March 31, 2012
$51.6M
total assets, March 31, 2012
Alabama Trust Bank, National Association was a national bank in Sylacauga, AL, owned by Guardian Bancshares Inc. It failed on May 18, 2012, and Southern States Bank took over its deposits. At its last report it held $51.6 million in assets.
Updated Oct 11, 2026 · numbers as of March 31, 2012
This bank failed
- Failed on
- May 18, 2012
- Assets
- $51.6M
- Deposits
- $45.1M
- Estimated cost
- $10.7M
- Deposits went to
- Southern States Bank, Anniston, AL
Total assets
$51.6M
-20.4% in a year · -6.1% in a quarter
Deposits
$45.1M
-19.0% in a year · -6.1% in a quarter
Loans
$35.3M
-25.2% in a year · -10.6% in a quarter
Profit so far
-$486K
Jan 1 to Mar 31, 2012
Capital ratio
0.15%
-4.49 pts in a year
Return on assets
-3.65%
-1.67 pts in a year
Facts
- Type
- National bank
- Head office
- 101 West Fort Williams Street, Sylacauga, AL, 35150
- County
- Talladega
- Holding company
- Guardian Bancshares Inc
- Established
- Apr 14, 2000
- Failed
- May 18, 2012
- Employees
- 18
- Branches
- 1
- Id
- b35224
Quarter by quarter
June 30, 2000 to March 31, 2012
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Alabama Trust Bank, National Association?
$51.6 million in total assets and $45.1 million in deposits as of March 31, 2012, with assets down 20.4% from a year before. Its loans were $35.3 million.
How many branches does Alabama Trust Bank, National Association have?
1 branch in Alabama as of June 30, 2026.
Is Alabama Trust Bank, National Association profitable?
No: it lost $486,000 from January 1 to March 31, 2012. Its return on assets was -3.65% a year; about 1% is typical.
Who owns Alabama Trust Bank, National Association?
Alabama Trust Bank, National Association is owned by Guardian Bancshares Inc, its holding company.
When did Alabama Trust Bank, National Association fail?
May 18, 2012. Southern States Bank of Anniston, AL took over its deposits. The estimated cost of the failure was $10.7 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.