$166M
total assets, March 31, 2009
American Sterling Bank was a savings bank in Sugar Creek, MO. It failed on Apr 17, 2009, and Metcalf Bank took over its deposits. At its last report it held $166.5 million in assets.
Updated Oct 11, 2026 · numbers as of March 31, 2009
This bank failed
- Failed on
- Apr 17, 2009
- Assets
- $166M
- Deposits
- $171M
- Estimated cost
- $44.7M
- Deposits went to
- Metcalf Bank, Lee's Summit, MO
Total assets
$166M
-39.0% in a year · +0.4% in a quarter
Deposits
$171M
-30.9% in a year · +2.8% in a quarter
Loans
$90.5M
-60.4% in a year · -9.5% in a quarter
Profit so far
-$3.1M
Jan 1 to Mar 31, 2009 · -1523.2% in a year
Capital ratio
-9.12%
-14.20 pts in a year
Return on assets
-7.54%
-7.86 pts in a year
Facts
- Type
- Savings bank
- Head office
- 535 South Sterling, Sugar Creek, MO, 64054
- County
- Jackson
- Established
- Jan 1, 1934
- Failed
- Apr 17, 2009
- Employees
- 89
- Branches
- 5 in 3 states
- Id
- b8266
Quarter by quarter
March 31, 1984 to March 31, 2009
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is American Sterling Bank?
$166.5 million in total assets and $170.9 million in deposits as of March 31, 2009, with assets down 39.0% from a year before. Its loans were $90.5 million.
How many branches does American Sterling Bank have?
5 branches in 3 states as of June 30, 2026.
Is American Sterling Bank profitable?
No: it lost $3.13 million from January 1 to March 31, 2009. Its return on assets was -7.54% a year; about 1% is typical.
When did American Sterling Bank fail?
Apr 17, 2009. Metcalf Bank of Lee's Summit, MO took over its deposits. The estimated cost of the failure was $44.7 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.