American Trust and Savings Bank
Lowden, IA · Owner: Lowden Bancshares Inc
$27.8M
total assets, June 30, 2026
$27.8M
total assets, June 30, 2026
American Trust and Savings Bank is a state nonmember bank based in Lowden, IA, owned by Lowden Bancshares Inc. As of June 30, 2026 it held $27.8 million in assets and $23.2 million in deposits; assets were down 16.2% from a year before. It has 1 branch.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$27.8M
-16.2% in a year · -2.9% in a quarter
Deposits
$23.2M
-18.9% in a year · -1.9% in a quarter
Loans
$5.7M
-4.4% in a year · +2.5% in a quarter
Profit so far
-$148K
Jan 1 to Jun 30, 2026
Capital ratio
15.65%
+1.42 pts in a year
Return on assets
-1.01%
-0.85 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 309 Mckinley Ave, Lowden, IA, 52255
- County
- Cedar
- Holding company
- Lowden Bancshares Inc
- Established
- Oct 1, 1913
- Employees
- 4
- Branches
- 1
- Website
- www.atsb-lowden.com
- Id
- b10120
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
1 office as of June 30, 2026, holding $23.2 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Iowa | 1 | $23.2M | 100.0% |
Related pages
Questions and answers
How big is American Trust and Savings Bank?
$27.8 million in total assets and $23.2 million in deposits as of June 30, 2026, with assets down 16.2% from a year before. Its loans were $5.67 million.
How many branches does American Trust and Savings Bank have?
1 branch in Iowa as of June 30, 2026.
Is American Trust and Savings Bank profitable?
No: it lost $148,000 from January 1 to June 30, 2026. Its return on assets was -1.01% a year; about 1% is typical.
Who owns American Trust and Savings Bank?
American Trust and Savings Bank is owned by Lowden Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.