American Trust Bank
Roswell, GA · Owner: American Trust Bcorp
$238M
total assets, December 31, 2010
$238M
total assets, December 31, 2010
American Trust Bank was a state nonmember bank in Roswell, GA, owned by American Trust Bcorp. It failed on Feb 4, 2011, and Renasant Bank took over its deposits. At its last report it held $238.2 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 2010
This bank failed
- Failed on
- Feb 4, 2011
- Assets
- $238M
- Deposits
- $222M
- Estimated cost
- $69.3M
- Deposits went to
- Renasant Bank, Tupelo, MS
Total assets
$238M
-10.6% in a year · -4.4% in a quarter
Deposits
$222M
-6.5% in a year · -2.9% in a quarter
Loans
$158M
-16.6% in a year · -8.1% in a quarter
Profit so far
-$9.0M
Jan 1 to Dec 31, 2010
Capital ratio
0.71%
-2.90 pts in a year
Return on assets
-3.42%
+1.63 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 880 Holcomb Bridge Road, Roswell, GA, 30076
- County
- Fulton
- Holding company
- American Trust Bcorp
- Established
- Aug 11, 2003
- Failed
- Feb 4, 2011
- Employees
- 29
- Branches
- 3
- Id
- b57432
Quarter by quarter
September 30, 2003 to December 31, 2010
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is American Trust Bank?
$238.2 million in total assets and $222.2 million in deposits as of December 31, 2010, with assets down 10.6% from a year before. Its loans were $158.3 million.
How many branches does American Trust Bank have?
3 branches in Georgia as of June 30, 2026.
Is American Trust Bank profitable?
No: it lost $8.95 million from January 1 to December 31, 2010. Its return on assets was -3.42% a year; about 1% is typical.
Who owns American Trust Bank?
American Trust Bank is owned by American Trust Bcorp, its holding company.
When did American Trust Bank fail?
Feb 4, 2011. Renasant Bank of Tupelo, MS took over its deposits. The estimated cost of the failure was $69.3 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.