Bank of the Mountains, Inc.
West Liberty, KY · Owner: Mountain Bcorp Inc
$100M
total assets, June 30, 2026
$100M
total assets, June 30, 2026
Bank of the Mountains, Inc. is a state nonmember bank based in West Liberty, KY, owned by Mountain Bcorp Inc. As of June 30, 2026 it held $100.0 million in assets and $88.0 million in deposits; assets were up 2.3% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$100M
+2.3% in a year · -0.3% in a quarter
Deposits
$88.0M
+1.9% in a year · -0.6% in a quarter
Loans
$75.4M
+14.2% in a year · +7.8% in a quarter
Profit so far
$380K
Jan 1 to Jun 30, 2026 · -22.1% in a year
Capital ratio
9.23%
-0.46 pts in a year
Return on assets
0.77%
-0.26 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 204 Court St, West Liberty, KY, 41472
- County
- Morgan
- Holding company
- Mountain Bcorp Inc
- Established
- Sep 15, 1973
- Employees
- 24
- Branches
- 3
- Website
- www.bankofthemountains.com
- Id
- b21219
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $88.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kentucky | 3 | $88.0M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Bank Of The Mountains, Inc. (main office) | West Liberty, KY | $47.4M |
| Index Banking Branch | Index, KY | $31.9M |
| Ezel Banking Branch | Ezel, KY | $8.7M |
Related pages
Questions and answers
How big is Bank of the Mountains, Inc.?
$100.0 million in total assets and $88.0 million in deposits as of June 30, 2026, with assets up 2.3% from a year before. Its loans were $75.4 million.
How many branches does Bank of the Mountains, Inc. have?
3 branches in Kentucky as of June 30, 2026.
Is Bank of the Mountains, Inc. profitable?
Yes: it earned $380,000 from January 1 to June 30, 2026 (down 22.1% from the same months a year before). Its return on assets was 0.77% a year; about 1% is typical.
Who owns Bank of the Mountains, Inc.?
Bank of the Mountains, Inc. is owned by Mountain Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.