Bay City Bank & Trust Co.
Bay City, TX · Owner: Texas Gulf Coast Bancshares
$79.6M
total assets, June 30, 1990
$79.6M
total assets, June 30, 1990
Bay City Bank & Trust Co. was a state nonmember bank in Bay City, TX, owned by Texas Gulf Coast Bancshares. It failed on Aug 30, 1990, and First State Bank And Trust took over its deposits. At its last report it held $79.6 million in assets.
Updated Oct 11, 2026 · numbers as of June 30, 1990
This bank failed
- Failed on
- Aug 30, 1990
- Assets
- $79.6M
- Deposits
- $82.7M
- Estimated cost
- $22.3M
- Deposits went to
- First State Bank And Trust, Port Lavaca, TX
Total assets
$79.6M
-28.7% in a year · -24.9% in a quarter
Deposits
$82.7M
-18.9% in a year · -15.7% in a quarter
Loans
$47.1M
-22.8% in a year · -19.7% in a quarter
Profit so far
-$11.6M
Jan 1 to Jun 30, 1990 · -3717.2% in a year
Capital ratio
-4.88%
-12.13 pts in a year
Return on assets
-23.81%
-24.37 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1900 Seventh Street, Bay City, TX, 77414
- County
- Matagorda
- Holding company
- Texas Gulf Coast Bancshares
- Established
- Sep 1, 1898
- Failed
- Aug 30, 1990
- Employees
- 49
- Id
- b10350
Quarter by quarter
March 31, 1984 to June 30, 1990
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Bay City Bank & Trust Co.?
$79.6 million in total assets and $82.7 million in deposits as of June 30, 1990, with assets down 28.7% from a year before. Its loans were $47.1 million.
Is Bay City Bank & Trust Co. profitable?
No: it lost $11.6 million from January 1 to June 30, 1990. Its return on assets was -23.81% a year; about 1% is typical.
Who owns Bay City Bank & Trust Co.?
Bay City Bank & Trust Co. is owned by Texas Gulf Coast Bancshares, its holding company.
When did Bay City Bank & Trust Co. fail?
Aug 30, 1990. First State Bank And Trust of Port Lavaca, TX took over its deposits. The estimated cost of the failure was $22.3 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.