Beacon Financial Credit Union
Johnson City, TN
$27.9M
total assets, June 30, 2026
$27.9M
total assets, June 30, 2026
Beacon Financial Credit Union is a state credit union based in Johnson City, TN. As of June 30, 2026 it held $27.9 million in assets and $26.0 million in deposits; assets were down 13.1% from a year before. It has 2,163 members and 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$27.9M
-13.1% in a year · -1.5% in a quarter
Deposits
$26.0M
-10.3% in a year · -1.2% in a quarter
Loans
$23.2M
-7.8% in a year · -0.8% in a quarter
Profit so far
$6K
Jan 1 to Jun 30, 2026 · +14775.7% in a year
Net worth ratio
7.70%
-2.49 pts in a year
Return on assets
0.04%
+0.04 pts in a year
Facts
- Type
- State credit union
- Head office
- 1102 W Market St Ste 20, Johnson City, TN, 37604
- Established
- Dec 16, 1991
- Employees
- 9
- Members
- 2,163
- Branches
- 2
- Id
- cu67776
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
2 offices as of June 30, 2026
| County | Branches |
|---|---|
| Washington, TN | 2 |
| Office | Place |
|---|---|
| Beacon Financial Credit Union (main office) | Johnson City, TN |
| Beacon Financial Credit Union | Johnson City, TN |
Consumer complaints
Complaints consumers sent about Beacon Financial Credit Union, 12 months to Sep 2026
Last 12 months
39
+30.0% vs the 12 months before
Closed with relief
21.1%
Money back: 18.4%
Answered on time
100.0%
1 still in progress
Most common product
Bank accounts
64% of its complaints
Complaints per month
Hover a month for the count
By product
12 months to Sep 2026
| Top issues | Complaints | Share | Relief |
|---|---|---|---|
| Managing an account | 14 | 35.9% | 14.3% |
| Problem with a lender or other company charging your account | 4 | 10.3% | 25.0% |
| Incorrect information on your report | 4 | 10.3% | 0.0% |
| Closing an account | 4 | 10.3% | 50.0% |
| Problem caused by your funds being low | 3 | 7.7% | 66.7% |
| Problem when making payments | 2 | 5.1% | 0.0% |
| Trouble during payment process | 2 | 5.1% | 100.0% |
| Problems at the end of the loan or lease | 1 | 2.6% | 0.0% |
Counted under Beacon Financial Corporation. Counts depend on company size: large companies get more complaints. The newest month is partial.
Related pages
Questions and answers
How big is Beacon Financial Credit Union?
$27.9 million in total assets and $26.0 million in deposits as of June 30, 2026, with assets down 13.1% from a year before. Its loans were $23.2 million.
How many branches does Beacon Financial Credit Union have?
2 branches in Tennessee as of June 30, 2026.
How many members does Beacon Financial Credit Union have?
2,163 members as of June 30, 2026, down 1.9% from a year before.
Is Beacon Financial Credit Union profitable?
Yes: it earned $5,504 from January 1 to June 30, 2026 (up 14775.7% from the same months a year before). Its return on assets was 0.04% a year; about 1% is typical.
How many consumer complaints does Beacon Financial Credit Union get?
39 complaints in the 12 months to Sep 2026, up 30.0% from the 12 months before. 21% of closed complaints ended with relief, and 100.0% were answered on time.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.