Beginnings Credit Union
Ithaca, NY
$1.5B
total assets, June 30, 2026
$1.5B
total assets, June 30, 2026
Beginnings Credit Union is a state credit union based in Ithaca, NY. As of June 30, 2026 it held $1.5 billion in assets and $1.3 billion in deposits; assets were up 7.1% from a year before. It has 77,622 members and 14 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.5B
+7.1% in a year · +2.2% in a quarter
Deposits
$1.3B
+6.5% in a year · +1.8% in a quarter
Loans
$1.1B
+3.7% in a year · +2.6% in a quarter
Profit so far
$5.6M
Jan 1 to Jun 30, 2026 · +26.3% in a year
Net worth ratio
14.01%
-0.11 pts in a year
Return on assets
0.73%
+0.11 pts in a year
Facts
- Type
- State credit union
- Head office
- 1030 Craft Road, Ithaca, NY, 14850
- Established
- Sep 21, 1953
- Employees
- 231
- Members
- 77,622
- Branches
- 14
- Id
- cu68322
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
14 offices as of June 30, 2026
| County | Branches |
|---|---|
| Tompkins, NY | 8 |
| Onondaga, NY | 3 |
| Cortland, NY | 2 |
| Seneca, NY | 1 |
| Office | Place |
|---|---|
| 1030 Craft Road (main office) | Ithaca, NY |
| Camillus | Camillus, NY |
| Port Watson Street | Cortland, NY |
| Route 281 Cortland | Cortland, NY |
| East Syracuse | East Syracuse, NY |
| 1050 Craft Rd | Ithaca, NY |
| Campus Store | Ithaca, NY |
| Commons Branch | Ithaca, NY |
| East Hill | Ithaca, NY |
| Ithaca College | Ithaca, NY |
| Meadow Street | Ithaca, NY |
| Triphammer | Ithaca, NY |
12 of 14 offices. Download the CSV for all of them.
Related pages
Questions and answers
How big is Beginnings Credit Union?
$1.5 billion in total assets and $1.3 billion in deposits as of June 30, 2026, with assets up 7.1% from a year before. Its loans were $1.1 billion.
How many branches does Beginnings Credit Union have?
14 branches in New York as of June 30, 2026.
How many members does Beginnings Credit Union have?
77,622 members as of June 30, 2026, up 0.8% from a year before.
Is Beginnings Credit Union profitable?
Yes: it earned $5.59 million from January 1 to June 30, 2026 (up 26.3% from the same months a year before). Its return on assets was 0.73% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.