Birmingham Federal Savings and Loan Association
Birmingham, AL
$91.8M
total assets, June 30, 1992
$91.8M
total assets, June 30, 1992
Birmingham Federal Savings and Loan Association was a savings and loan in Birmingham, AL. It failed on Aug 21, 1992, and First Commercial Bank took over its deposits. At its last report it held $91.8 million in assets.
Updated Oct 11, 2026 · numbers as of June 30, 1992
This bank failed
- Failed on
- Aug 21, 1992
- Assets
- $91.8M
- Deposits
- $82.1M
- Estimated cost
- $3.4M
- Deposits went to
- First Commercial Bank, Birmingham, AL
Total assets
$91.8M
-17.0% in a year · -4.6% in a quarter
Deposits
$82.1M
-10.4% in a year · -2.9% in a quarter
Loans
$56.0M
-21.5% in a year · -2.7% in a quarter
Profit so far
$12K
Jan 1 to Jun 30, 1992
Capital ratio
0.54%
-1.43 pts in a year
Return on assets
0.03%
+0.28 pts in a year
Facts
- Type
- Savings and loan
- Head office
- 550 Montgomery Highway, Birmingham, AL, 35216
- County
- Jefferson
- Established
- Jan 1, 1925
- Failed
- Aug 21, 1992
- Employees
- 27
- Id
- b28078
Quarter by quarter
March 31, 1984 to June 30, 1992
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Birmingham Federal Savings and Loan Association?
$91.8 million in total assets and $82.1 million in deposits as of June 30, 1992, with assets down 17.0% from a year before. Its loans were $56.0 million.
Is Birmingham Federal Savings and Loan Association profitable?
Yes: it earned $12,000 from January 1 to June 30, 1992. Its return on assets was 0.03% a year; about 1% is typical.
When did Birmingham Federal Savings and Loan Association fail?
Aug 21, 1992. First Commercial Bank of Birmingham, AL took over its deposits. The estimated cost of the failure was $3.42 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.