Capitol City Bank & Trust Company
Atlanta, GA · Owner: Capitol City Bancshares Inc
$272M
total assets, December 31, 2014
$272M
total assets, December 31, 2014
Capitol City Bank & Trust Company was a state nonmember bank in Atlanta, GA, owned by Capitol City Bancshares Inc. It failed on Feb 13, 2015, and First-citizens Bank & Trust Company took over its deposits. At its last report it held $272.3 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 2014
This bank failed
- Failed on
- Feb 13, 2015
- Assets
- $272M
- Deposits
- $263M
- Estimated cost
- $95.9M
- Deposits went to
- First-citizens Bank & Trust Company, Raleigh, NC
Total assets
$272M
-5.0% in a year · -0.6% in a quarter
Deposits
$263M
-4.7% in a year · -0.7% in a quarter
Loans
$190M
-9.3% in a year · -1.0% in a quarter
Profit so far
-$3.4M
Jan 1 to Dec 31, 2014
Capital ratio
1.57%
-0.97 pts in a year
Return on assets
-1.20%
+0.59 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 562 Lee Street, S.W., Atlanta, GA, 30310
- County
- Fulton
- Holding company
- Capitol City Bancshares Inc
- Established
- Oct 3, 1994
- Failed
- Feb 13, 2015
- Employees
- 76
- Branches
- 8
- Id
- b33938
Quarter by quarter
December 31, 1994 to December 31, 2014
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Capitol City Bank & Trust Company?
$272.3 million in total assets and $262.7 million in deposits as of December 31, 2014, with assets down 5.0% from a year before. Its loans were $189.9 million.
How many branches does Capitol City Bank & Trust Company have?
8 branches in Georgia as of June 30, 2026.
Is Capitol City Bank & Trust Company profitable?
No: it lost $3.35 million from January 1 to December 31, 2014. Its return on assets was -1.20% a year; about 1% is typical.
Who owns Capitol City Bank & Trust Company?
Capitol City Bank & Trust Company is owned by Capitol City Bancshares Inc, its holding company.
When did Capitol City Bank & Trust Company fail?
Feb 13, 2015. First-citizens Bank & Trust Company of Raleigh, NC took over its deposits. The estimated cost of the failure was $95.9 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.