Chemung Canal Trust Company
Elmira, NY · Owner: Chemung Financial Corporation
$2.8B
total assets, June 30, 2026
$2.8B
total assets, June 30, 2026
Chemung Canal Trust Company is a state member bank based in Elmira, NY, owned by Chemung Financial Corporation (CHMG). As of June 30, 2026 it held $2.8 billion in assets and $2.4 billion in deposits; assets were down 1.1% from a year before. It has 30 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.8B
-1.1% in a year · +2.5% in a quarter
Deposits
$2.4B
-4.4% in a year · +2.1% in a quarter
Loans
$2.4B
+11.0% in a year · +2.4% in a quarter
Profit so far
$19.3M
Jan 1 to Jun 30, 2026
Capital ratio
11.38%
+1.31 pts in a year
Return on assets
1.40%
+1.41 pts in a year
Facts
- Type
- State member bank
- Head office
- 1 Chemung Canal Plz, Elmira, NY, 14901
- County
- Chemung
- Holding company
- Chemung Financial Corporation (CHMG)
- Established
- Oct 22, 1833
- Employees
- 357
- Branches
- 30 in 2 states
- Website
- www.chemungcanal.com
- Id
- b597
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
30 offices as of June 30, 2026, holding $2.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 28 | $2.3B | 97.4% |
| Pennsylvania | 2 | $61.9M | 2.6% |
| Largest branches | Place | Deposits |
|---|---|---|
| Chemung Canal Trust Company (main office) | Elmira, NY | $361M |
| Arnot Road Office Branch | Horseheads, NY | $127M |
| Latham Branch | Latham, NY | $124M |
| State Street Branch | Albany, NY | $124M |
| Montour Falls Branch | Montour Falls, NY | $114M |
| North Franklin Street Branch | Watkins Glen, NY | $113M |
| Corning Branch | Corning, NY | $99.3M |
| Canal Bank Branch | Buffalo, NY | $97.9M |
| Horseheads Branch | Horseheads, NY | $93.1M |
| Waverly Branch | Waverly, NY | $80.6M |
Related pages
Questions and answers
How big is Chemung Canal Trust Company?
$2.8 billion in total assets and $2.4 billion in deposits as of June 30, 2026, with assets down 1.1% from a year before. Its loans were $2.4 billion.
How many branches does Chemung Canal Trust Company have?
30 branches in 2 states as of June 30, 2026. The most deposits are in New York ($2.3 billion).
Is Chemung Canal Trust Company profitable?
Yes: it earned $19.3 million from January 1 to June 30, 2026. Its return on assets was 1.40% a year; about 1% is typical.
Who owns Chemung Canal Trust Company?
Chemung Canal Trust Company is owned by Chemung Financial Corporation, its holding company, which is listed as CHMG.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.