$119M
total assets, June 30, 1990
Citizens and Builders FSB was a savings bank in Pensacola, FL. It failed on Jul 27, 1990, and Central Bank Of The South, took over its deposits. At its last report it held $119.2 million in assets.
Updated Oct 11, 2026 · numbers as of June 30, 1990
This bank failed
- Failed on
- Jul 27, 1990
- Assets
- $119M
- Deposits
- $97.9M
- Estimated cost
- $31.6M
- Deposits went to
- Central Bank Of The South,, Pensacola, FL
Total assets
$119M
-26.3% in a year · -8.3% in a quarter
Deposits
$97.9M
-25.9% in a year · -11.4% in a quarter
Loans
$75.0M
-21.6% in a year · -6.5% in a quarter
Profit so far
-$3.0M
Jan 1 to Jun 30, 1990
Capital ratio
-3.07%
-3.07 pts in a year
Return on assets
-4.59%
-2.45 pts in a year
Facts
- Type
- Savings bank
- Head office
- 33 West Garden Street, Pensacola, FL, 32501
- County
- Escambia
- Established
- Sep 14, 1984
- Failed
- Jul 27, 1990
- Employees
- 57
- Id
- b32239
Quarter by quarter
December 31, 1984 to June 30, 1990
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Citizens and Builders FSB?
$119.2 million in total assets and $97.9 million in deposits as of June 30, 1990, with assets down 26.3% from a year before. Its loans were $75.0 million.
Is Citizens and Builders FSB profitable?
No: it lost $3.04 million from January 1 to June 30, 1990. Its return on assets was -4.59% a year; about 1% is typical.
When did Citizens and Builders FSB fail?
Jul 27, 1990. Central Bank Of The South, of Pensacola, FL took over its deposits. The estimated cost of the failure was $31.6 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.