Citizens Bank of Kentucky, Inc.
Paintsville, KY · Owner: Citizens National Corp
$670M
total assets, June 30, 2026
$670M
total assets, June 30, 2026
Citizens Bank of Kentucky, Inc. is a state member bank based in Paintsville, KY, owned by Citizens National Corp. As of June 30, 2026 it held $669.9 million in assets and $571.0 million in deposits; assets were down 2.9% from a year before. It has 12 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$670M
-2.9% in a year · -2.3% in a quarter
Deposits
$571M
-4.6% in a year · -3.0% in a quarter
Loans
$347M
+4.8% in a year · +1.3% in a quarter
Profit so far
$3.5M
Jan 1 to Jun 30, 2026 · +18.8% in a year
Capital ratio
13.51%
+0.71 pts in a year
Return on assets
1.04%
+0.16 pts in a year
Facts
- Type
- State member bank
- Head office
- 620 Broadway St, Paintsville, KY, 41240
- County
- Johnson
- Holding company
- Citizens National Corp
- Established
- Jan 1, 1910
- Employees
- 116
- Branches
- 12
- Website
- www.wercitizens.bank
- Id
- b2718
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
12 offices as of June 30, 2026, holding $571.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kentucky | 12 | $571M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Citizens Bank Of Kentucky, Inc. (main office) | Paintsville, KY | $165M |
| Centerpointe Branch | Prestonsburg, KY | $70.0M |
| Mayo Shopping Plaza Branch | Paintsville, KY | $53.3M |
| Louisa Branch | Louisa, KY | $51.4M |
| Ashland Branch | Ashland, KY | $51.0M |
| Salyersville Branch | Salyersville, KY | $48.7M |
| Pikeville Branch | Pikeville, KY | $36.0M |
| Mcdowell Branch | Mc Dowell, KY | $33.5M |
| Weddington Plaza Branch | Pikeville, KY | $20.4M |
| Grayson Branch | Grayson, KY | $15.0M |
Related pages
Questions and answers
How big is Citizens Bank of Kentucky, Inc.?
$669.9 million in total assets and $571.0 million in deposits as of June 30, 2026, with assets down 2.9% from a year before. Its loans were $346.5 million.
How many branches does Citizens Bank of Kentucky, Inc. have?
12 branches in Kentucky as of June 30, 2026.
Is Citizens Bank of Kentucky, Inc. profitable?
Yes: it earned $3.53 million from January 1 to June 30, 2026 (up 18.8% from the same months a year before). Its return on assets was 1.04% a year; about 1% is typical.
Who owns Citizens Bank of Kentucky, Inc.?
Citizens Bank of Kentucky, Inc. is owned by Citizens National Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.