$47.9M
total assets, March 31, 1986
Commercial State Bank was a state nonmember bank in Pocahontas, IA. It failed on Jun 27, 1986, and Citizens State Bank took over its deposits. At its last report it held $47.9 million in assets.
Updated Oct 11, 2026 · numbers as of March 31, 1986
This bank failed
- Failed on
- Jun 27, 1986
- Assets
- $47.9M
- Deposits
- $42.9M
- Estimated cost
- $9.9M
- Deposits went to
- Citizens State Bank, Pocahontas, IA
Total assets
$47.9M
+11.2% in a year · +1.2% in a quarter
Deposits
$42.9M
+13.7% in a year · +0.5% in a quarter
Loans
$36.4M
+20.0% in a year · +7.1% in a quarter
Profit so far
-$308K
Jan 1 to Mar 31, 1986
Capital ratio
7.42%
-2.89 pts in a year
Return on assets
-2.59%
-1.62 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- Main Street, Pocahontas, IA, 50574
- County
- Pocahontas
- Established
- Jul 3, 1926
- Failed
- Jun 27, 1986
- Employees
- 18
- Id
- b257
Quarter by quarter
March 31, 1984 to March 31, 1986
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 9
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Commercial State Bank?
$47.9 million in total assets and $42.9 million in deposits as of March 31, 1986, with assets up 11.2% from a year before. Its loans were $36.4 million.
Is Commercial State Bank profitable?
No: it lost $308,000 from January 1 to March 31, 1986. Its return on assets was -2.59% a year; about 1% is typical.
When did Commercial State Bank fail?
Jun 27, 1986. Citizens State Bank of Pocahontas, IA took over its deposits. The estimated cost of the failure was $9.94 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.