Cottonwood Valley Bank
Cedar Point, KS · Owner: Cedar Point Bancshares Inc
$38.1M
total assets, June 30, 2026
$38.1M
total assets, June 30, 2026
Cottonwood Valley Bank is a state member bank based in Cedar Point, KS, owned by Cedar Point Bancshares Inc. As of June 30, 2026 it held $38.1 million in assets and $32.7 million in deposits; assets were up 3.9% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$38.1M
+3.9% in a year · -0.6% in a quarter
Deposits
$32.7M
+2.2% in a year · -1.4% in a quarter
Loans
$6.1M
-13.2% in a year · +2.6% in a quarter
Profit so far
$175K
Jan 1 to Jun 30, 2026 · +4.8% in a year
Capital ratio
14.39%
+0.21 pts in a year
Return on assets
0.93%
+0.02 pts in a year
Facts
- Type
- State member bank
- Head office
- 106 Main St, Cedar Point, KS, 66843
- County
- Chase
- Holding company
- Cedar Point Bancshares Inc
- Established
- Jan 25, 1914
- Employees
- 6
- Branches
- 4
- Website
- www.cottonwoodvalleybank.com
- Id
- b17160
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $32.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kansas | 4 | $32.7M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| 200 Broadway Branch 001 | Cottonwood Falls, KS | $14.4M |
| Lincolnville Branch | Lincolnville, KS | $10.0M |
| Florence Branch | Florence, KS | $8.3M |
| Cottonwood Valley Bank (main office) | Cedar Point, KS | $0 |
Related pages
Questions and answers
How big is Cottonwood Valley Bank?
$38.1 million in total assets and $32.7 million in deposits as of June 30, 2026, with assets up 3.9% from a year before. Its loans were $6.13 million.
How many branches does Cottonwood Valley Bank have?
4 branches in Kansas as of June 30, 2026.
Is Cottonwood Valley Bank profitable?
Yes: it earned $175,000 from January 1 to June 30, 2026 (up 4.8% from the same months a year before). Its return on assets was 0.93% a year; about 1% is typical.
Who owns Cottonwood Valley Bank?
Cottonwood Valley Bank is owned by Cedar Point Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.