$22.4M
total assets, December 31, 1990
Crossroads Bank was a state nonmember bank in Victoria, TX. It failed on Mar 14, 1991, and Victoria Bank & Trust Compa took over its deposits. At its last report it held $22.4 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 1990
This bank failed
- Failed on
- Mar 14, 1991
- Assets
- $22.4M
- Deposits
- $22.7M
- Estimated cost
- $4.0M
- Deposits went to
- Victoria Bank & Trust Compa, Victoria, TX
- Rescued on
- Dec 3, 1987
- Assets
- $25.1M
- Deposits
- $25.3M
- Estimated cost
- $1.3M
- How
- Crossroads Bank, Victoria, TX
It also received outside help once before.
Total assets
$22.4M
-28.6% in a year · -16.6% in a quarter
Deposits
$22.7M
-22.2% in a year · -11.2% in a quarter
Loans
$12.0M
-19.8% in a year · -12.1% in a quarter
Profit so far
-$2.0M
Jan 1 to Dec 31, 1990
Capital ratio
-1.81%
-7.63 pts in a year
Return on assets
-7.20%
-6.48 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1501 Mockingbird, Victoria, TX, 77901
- County
- Victoria
- Established
- Jul 26, 1963
- Failed
- Mar 14, 1991
- Employees
- 23
- Id
- b18844
Quarter by quarter
March 31, 1984 to December 31, 1990
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Crossroads Bank?
$22.4 million in total assets and $22.7 million in deposits as of December 31, 1990, with assets down 28.6% from a year before. Its loans were $12.0 million.
Is Crossroads Bank profitable?
No: it lost $2.04 million from January 1 to December 31, 1990. Its return on assets was -7.20% a year; about 1% is typical.
When did Crossroads Bank fail?
Mar 14, 1991. Victoria Bank & Trust Compa of Victoria, TX took over its deposits. The estimated cost of the failure was $3.96 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.