Decatur First Bank
Decatur, GA · Owner: Decatur First Bank Group Inc
$185M
total assets, September 30, 2011
$185M
total assets, September 30, 2011
Decatur First Bank was a state nonmember bank in Decatur, GA, owned by Decatur First Bank Group Inc. It failed on Oct 21, 2011, and Fidelity Bank took over its deposits. At its last report it held $184.8 million in assets.
Updated Oct 11, 2026 · numbers as of September 30, 2011
This bank failed
- Failed on
- Oct 21, 2011
- Assets
- $185M
- Deposits
- $172M
- Estimated cost
- $24.6M
- Deposits went to
- Fidelity Bank, Atlanta, GA
Total assets
$185M
-12.3% in a year · -3.5% in a quarter
Deposits
$172M
-9.9% in a year · -4.0% in a quarter
Loans
$95.8M
-20.2% in a year · -7.3% in a quarter
Profit so far
-$5.1M
Jan 1 to Sep 30, 2011
Capital ratio
0.48%
-2.01 pts in a year
Return on assets
-3.55%
+0.19 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1120 Commerce Drive, Decatur, GA, 30030
- County
- Dekalb
- Holding company
- Decatur First Bank Group Inc
- Established
- Sep 2, 1997
- Failed
- Oct 21, 2011
- Employees
- 36
- Branches
- 5
- Id
- b34392
Quarter by quarter
September 30, 1997 to September 30, 2011
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Decatur First Bank?
$184.8 million in total assets and $172.0 million in deposits as of September 30, 2011, with assets down 12.3% from a year before. Its loans were $95.8 million.
How many branches does Decatur First Bank have?
5 branches in Georgia as of June 30, 2026.
Is Decatur First Bank profitable?
No: it lost $5.15 million from January 1 to September 30, 2011. Its return on assets was -3.55% a year; about 1% is typical.
Who owns Decatur First Bank?
Decatur First Bank is owned by Decatur First Bank Group Inc, its holding company.
When did Decatur First Bank fail?
Oct 21, 2011. Fidelity Bank of Atlanta, GA took over its deposits. The estimated cost of the failure was $24.6 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.