Early Savings Bank
Early, IA · Owner: Early Bankshares Inc
$12.9M
total assets, September 30, 1985
$12.9M
total assets, September 30, 1985
Early Savings Bank was a state member bank in Early, IA, owned by Early Bankshares Inc. It failed on Nov 1, 1985, and Citizens 1ST NB Storm La took over its deposits. At its last report it held $12.9 million in assets.
Updated Oct 11, 2026 · numbers as of September 30, 1985
This bank failed
- Failed on
- Nov 1, 1985
- Assets
- $12.9M
- Deposits
- $11.9M
- Estimated cost
- $1.2M
- Deposits went to
- Citizens 1ST NB Storm La, Storm Lake, IA
Total assets
$12.9M
-14.9% in a year · 0.0% in a quarter
Deposits
$11.9M
-11.4% in a year · 0.0% in a quarter
Loans
$7.1M
-13.5% in a year · 0.0% in a quarter
Profit so far
-$496K
Jan 1 to Sep 30, 1985
Capital ratio
5.36%
-2.16 pts in a year
Return on assets
-4.86%
-2.68 pts in a year
Facts
- Type
- State member bank
- Head office
- Main Street, Early, IA, 50535
- County
- Sac
- Holding company
- Early Bankshares Inc
- Established
- Jun 1, 1927
- Failed
- Nov 1, 1985
- Employees
- 10
- Id
- b10116
Quarter by quarter
March 31, 1984 to September 30, 1985
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 7
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Early Savings Bank?
$12.9 million in total assets and $11.9 million in deposits as of September 30, 1985, with assets down 14.9% from a year before. Its loans were $7.10 million.
Is Early Savings Bank profitable?
No: it lost $496,000 from January 1 to September 30, 1985. Its return on assets was -4.86% a year; about 1% is typical.
Who owns Early Savings Bank?
Early Savings Bank is owned by Early Bankshares Inc, its holding company.
When did Early Savings Bank fail?
Nov 1, 1985. Citizens 1ST NB Storm La of Storm Lake, IA took over its deposits. The estimated cost of the failure was $1.19 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.