Elkton Bank & Trust Company
Elkton, KY · Owner: Elkton Bcorp Inc
$199M
total assets, June 30, 2026
$199M
total assets, June 30, 2026
Elkton Bank & Trust Company is a state nonmember bank based in Elkton, KY, owned by Elkton Bcorp Inc. As of June 30, 2026 it held $199.1 million in assets and $168.5 million in deposits; assets were up 3.9% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$199M
+3.9% in a year · +0.8% in a quarter
Deposits
$169M
+3.9% in a year · +0.8% in a quarter
Loans
$81.7M
+0.8% in a year · +1.9% in a quarter
Profit so far
$997K
Jan 1 to Jun 30, 2026 · -12.8% in a year
Capital ratio
12.58%
-0.47 pts in a year
Return on assets
1.01%
-0.19 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 30 Public Sq, Elkton, KY, 42220
- County
- Todd
- Holding company
- Elkton Bcorp Inc
- Established
- Jan 1, 1866
- Employees
- 32
- Branches
- 4
- Website
- elktonbankandtrust.com
- Id
- b12162
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $168.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kentucky | 4 | $169M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Elkton Bank & Trust Company (main office) | Elkton, KY | $125M |
| Guthrie Branch | Guthrie, KY | $27.1M |
| Guthrie Branch | Guthrie, KY | $16.0M |
| Drive-In Branch Facility | Elkton, KY | $0 |
Related pages
Questions and answers
How big is Elkton Bank & Trust Company?
$199.1 million in total assets and $168.5 million in deposits as of June 30, 2026, with assets up 3.9% from a year before. Its loans were $81.7 million.
How many branches does Elkton Bank & Trust Company have?
4 branches in Kentucky as of June 30, 2026.
Is Elkton Bank & Trust Company profitable?
Yes: it earned $997,000 from January 1 to June 30, 2026 (down 12.8% from the same months a year before). Its return on assets was 1.01% a year; about 1% is typical.
Who owns Elkton Bank & Trust Company?
Elkton Bank & Trust Company is owned by Elkton Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.