Emerald Coast Credit Union
Port ST Joe, FL
$65.4M
total assets, June 30, 2026
$65.4M
total assets, June 30, 2026
Emerald Coast Credit Union is a federal credit union based in Port ST Joe, FL. As of June 30, 2026 it held $65.4 million in assets and $61.2 million in deposits; assets were down 0.6% from a year before. It has 5,095 members and 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$65.4M
-0.6% in a year · +1.9% in a quarter
Deposits
$61.2M
-0.7% in a year · +2.1% in a quarter
Loans
$40.2M
-5.5% in a year · +0.3% in a quarter
Profit so far
$67K
Jan 1 to Jun 30, 2026
Net worth ratio
7.79%
-0.25 pts in a year
Return on assets
0.20%
+0.37 pts in a year
Facts
- Type
- Federal credit union
- Head office
- Po Box 128, Port ST Joe, FL, 32457
- Established
- Jan 1, 1939
- Employees
- 20
- Members
- 5,095
- Branches
- 3
- Id
- cu3388
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
3 offices as of June 30, 2026
| County | Branches |
|---|---|
| Gulf, FL | 2 |
| Franklin, FL | 1 |
| Office | Place |
|---|---|
| Emerald Coast Federal Credit Union (main office) | Port ST Joe, FL |
| Emerald Coast Federal Credit Union | Eastpoint, FL |
| Emerald Coast Federal Credit Union | Wewahitchka, FL |
Related pages
Questions and answers
How big is Emerald Coast Credit Union?
$65.4 million in total assets and $61.2 million in deposits as of June 30, 2026, with assets down 0.6% from a year before. Its loans were $40.2 million.
How many branches does Emerald Coast Credit Union have?
3 branches in Florida as of June 30, 2026.
How many members does Emerald Coast Credit Union have?
5,095 members as of June 30, 2026, down 4.2% from a year before.
Is Emerald Coast Credit Union profitable?
Yes: it earned $66,998 from January 1 to June 30, 2026. Its return on assets was 0.20% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.