Esl Credit Union
Rochester, NY
$10.8B
total assets, June 30, 2026
$10.8B
total assets, June 30, 2026
Esl Credit Union is a federal credit union based in Rochester, NY. As of June 30, 2026 it held $10.8 billion in assets and $6.2 billion in deposits; assets were up 12.2% from a year before. It has 485,535 members and 34 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$10.8B
+12.2% in a year · +1.6% in a quarter
Deposits
$6.2B
+7.2% in a year · +0.6% in a quarter
Loans
$4.6B
+10.0% in a year · +2.5% in a quarter
Profit so far
$122M
Jan 1 to Jun 30, 2026 · +114.4% in a year
Net worth ratio
16.40%
-0.29 pts in a year
Return on assets
2.26%
+1.08 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 225 Chestnut St, Rochester, NY, 14604
- Established
- Feb 1, 1996
- Employees
- 1,032
- Members
- 485,535
- Branches
- 34
- Id
- cu24563
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
34 offices as of June 30, 2026
| County | Branches |
|---|---|
| Monroe, NY | 20 |
| Ontario, NY | 6 |
| Cayuga, NY | 2 |
| Seneca, NY | 2 |
| Wayne, NY | 1 |
| Genesee, NY | 1 |
| Livingston, NY | 1 |
| Orleans, NY | 1 |
| Office | Place |
|---|---|
| Esl Fcu (main office) | Rochester, NY |
| Auburn | Auburn, NY |
| Batavia | Batavia, NY |
| Brockport | Brockport, NY |
| Canandaigua | Canandaigua, NY |
| Fairport | Fairport, NY |
| Farmington | Farmington, NY |
| Geneseo | Geneseo, NY |
| Geneva | Geneva, NY |
| Medina | Medina, NY |
| Newark | Newark, NY |
| Penfield | Penfield, NY |
12 of 34 offices. Download the CSV for all of them.
Related pages
Questions and answers
How big is Esl Credit Union?
$10.8 billion in total assets and $6.2 billion in deposits as of June 30, 2026, with assets up 12.2% from a year before. Its loans were $4.6 billion.
How many branches does Esl Credit Union have?
34 branches in New York as of June 30, 2026.
How many members does Esl Credit Union have?
485,535 members as of June 30, 2026, up 5.7% from a year before.
Is Esl Credit Union profitable?
Yes: it earned $122.1 million from January 1 to June 30, 2026 (up 114.4% from the same months a year before). Its return on assets was 2.26% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.