Espeeco Credit Union
Bakersfield, CA
$12.0M
total assets, June 30, 2026
$12.0M
total assets, June 30, 2026
Espeeco Credit Union is a federal credit union based in Bakersfield, CA. As of June 30, 2026 it held $12.0 million in assets and $11.3 million in deposits; assets were down 1.5% from a year before. It has 1,057 members and 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$12.0M
-1.5% in a year · -2.8% in a quarter
Deposits
$11.3M
-0.3% in a year · -2.2% in a quarter
Loans
$6.3M
+3.7% in a year · +2.9% in a quarter
Profit so far
-$52K
Jan 1 to Jun 30, 2026 · -186.4% in a year
Net worth ratio
7.03%
-1.00 pts in a year
Return on assets
-0.86%
-1.84 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 2801 H St, Bakersfield, CA, 93301
- Established
- Jun 22, 1954
- Employees
- 3
- Members
- 1,057
- Branches
- 3 in 2 states
- Id
- cu9590
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
3 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Espeeco (main office) | Bakersfield, CA |
| Share One Corp. | Memphis, TN |
| T.W. Telecom | Memphis, TN |
Related pages
Questions and answers
How big is Espeeco Credit Union?
$12.0 million in total assets and $11.3 million in deposits as of June 30, 2026, with assets down 1.5% from a year before. Its loans were $6.29 million.
How many branches does Espeeco Credit Union have?
3 branches in 2 states as of June 30, 2026.
How many members does Espeeco Credit Union have?
1,057 members as of June 30, 2026, down 1.8% from a year before.
Is Espeeco Credit Union profitable?
No: it lost $51,613 from January 1 to June 30, 2026. Its return on assets was -0.86% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.