Essential Credit Union
Baton Rouge, LA
$434M
total assets, June 30, 2026
$434M
total assets, June 30, 2026
Essential Credit Union is a state credit union based in Baton Rouge, LA. As of June 30, 2026 it held $434.2 million in assets and $362.4 million in deposits; assets were up 8.3% from a year before. It has 31,430 members and 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$434M
+8.3% in a year · +1.0% in a quarter
Deposits
$362M
+1.1% in a year · -2.1% in a quarter
Loans
$349M
+10.3% in a year · +1.7% in a quarter
Profit so far
$1.0M
Jan 1 to Jun 30, 2026
Net worth ratio
9.06%
-0.62 pts in a year
Return on assets
0.46%
+0.72 pts in a year
Facts
- Type
- State credit union
- Head office
- PO Box 66278, Baton Rouge, LA, 70896
- Established
- May 4, 1972
- Employees
- 90
- Members
- 31,430
- Branches
- 7 in 2 states
- Id
- cu68736
Quarter by quarter
December 31, 2022 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
7 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Towne Center-Operations Center (main office) | Baton Rouge, LA |
| Siegen FRC | Baton Rouge, LA |
| Towne Center | Baton Rouge, LA |
| Gonzales FRC | Gonzales, LA |
| Plaquemine FRC | Plaquemine, LA |
| Walker FRC | Walker, LA |
| Houston Texas | Houston, TX |
Related pages
Questions and answers
How big is Essential Credit Union?
$434.2 million in total assets and $362.4 million in deposits as of June 30, 2026, with assets up 8.3% from a year before. Its loans were $349.4 million.
How many branches does Essential Credit Union have?
7 branches in 2 states as of June 30, 2026.
How many members does Essential Credit Union have?
31,430 members as of June 30, 2026, down 14.6% from a year before.
Is Essential Credit Union profitable?
Yes: it earned $1.00 million from January 1 to June 30, 2026. Its return on assets was 0.46% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.