F&M Bank
West Point, NE · Owner: R Dean Phillips BK TR Dated 11-19-2004
$355M
total assets, June 30, 2026
$355M
total assets, June 30, 2026
F&M Bank is a state nonmember bank based in West Point, NE, owned by R Dean Phillips BK TR Dated 11-19-2004. As of June 30, 2026 it held $354.6 million in assets and $311.6 million in deposits; assets were up 4.7% from a year before. It has 6 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$355M
+4.7% in a year · -1.8% in a quarter
Deposits
$312M
+4.9% in a year · -2.3% in a quarter
Loans
$296M
+5.7% in a year · -0.1% in a quarter
Profit so far
$3.3M
Jan 1 to Jun 30, 2026 · +8.7% in a year
Capital ratio
11.77%
+0.02 pts in a year
Return on assets
1.83%
+0.06 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 204 N Main St, West Point, NE, 68788
- County
- Cuming
- Holding company
- R Dean Phillips BK TR Dated 11-19-2004
- Established
- Jan 1, 1931
- Employees
- 60
- Branches
- 6 in 2 states
- Website
- www.fmbankne.bank
- Id
- b14922
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $311.6 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| F&M Bank (main office) | West Point, NE | $137M |
| South Sioux City Downtown Branch | South Sioux City, NE | $102M |
| Wayne Branch | Wayne, NE | $39.2M |
| Gretna Branch | Gretna, NE | $25.6M |
| South Sioux City Southridge Branch | South Sioux City, NE | $6.7M |
| Sioux City 3Rd & Virginia | Sioux City, IA | $1.6M |
Related pages
Questions and answers
How big is F&M Bank?
$354.6 million in total assets and $311.6 million in deposits as of June 30, 2026, with assets up 4.7% from a year before. Its loans were $296.5 million.
How many branches does F&M Bank have?
6 branches in 2 states as of June 30, 2026. The most deposits are in Nebraska ($310.0 million).
Is F&M Bank profitable?
Yes: it earned $3.33 million from January 1 to June 30, 2026 (up 8.7% from the same months a year before). Its return on assets was 1.83% a year; about 1% is typical.
Who owns F&M Bank?
F&M Bank is owned by R Dean Phillips BK TR Dated 11-19-2004, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.