First American Capital Bank, National Association
Laguna Beach, CA · Owner: Southern California Bcorp
$28.5M
total assets, December 31, 1992
$28.5M
total assets, December 31, 1992
First American Capital Bank, National Association was a national bank in Laguna Beach, CA, owned by Southern California Bcorp. It failed on Mar 4, 1993, and Orange National Bank took over its deposits. At its last report it held $28.5 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 1992
This bank failed
- Failed on
- Mar 4, 1993
- Assets
- $28.5M
- Deposits
- $26.3M
- Estimated cost
- $7.4M
- Deposits went to
- Orange National Bank, Orange, CA
Total assets
$28.5M
-6.6% in a year · -20.0% in a quarter
Deposits
$26.3M
-8.0% in a year · -9.2% in a quarter
Loans
$17.2M
-26.1% in a year · -4.3% in a quarter
Profit so far
-$3.3M
Jan 1 to Dec 31, 1992
Capital ratio
-4.85%
-10.01 pts in a year
Return on assets
-9.80%
-8.09 pts in a year
Facts
- Type
- National bank
- Head office
- 310 Broadway, Laguna Beach, CA, 92652
- County
- Orange
- Holding company
- Southern California Bcorp
- Established
- Dec 1, 1981
- Failed
- Mar 4, 1993
- Employees
- 46
- Id
- b23631
Quarter by quarter
March 31, 1984 to December 31, 1992
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is First American Capital Bank, National Association?
$28.5 million in total assets and $26.3 million in deposits as of December 31, 1992, with assets down 6.6% from a year before. Its loans were $17.2 million.
Is First American Capital Bank, National Association profitable?
No: it lost $3.34 million from January 1 to December 31, 1992. Its return on assets was -9.80% a year; about 1% is typical.
Who owns First American Capital Bank, National Association?
First American Capital Bank, National Association is owned by Southern California Bcorp, its holding company.
When did First American Capital Bank, National Association fail?
Mar 4, 1993. Orange National Bank of Orange, CA took over its deposits. The estimated cost of the failure was $7.39 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.