First & Peoples Bank and Trust Company
Russell, KY · Owner: First & Peoples Bancshares Inc
$207M
total assets, June 30, 2026
$207M
total assets, June 30, 2026
First & Peoples Bank and Trust Company is a state nonmember bank based in Russell, KY, owned by First & Peoples Bancshares Inc. As of June 30, 2026 it held $207.1 million in assets and $190.6 million in deposits; assets were down 1.7% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$207M
-1.7% in a year · -1.0% in a quarter
Deposits
$191M
-3.0% in a year · -1.3% in a quarter
Loans
$91.4M
-3.1% in a year · +2.3% in a quarter
Profit so far
-$500K
Jan 1 to Jun 30, 2026
Capital ratio
9.05%
-0.02 pts in a year
Return on assets
-0.48%
+1.03 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1001 Diederich Blvd, Russell, KY, 41169
- County
- Greenup
- Holding company
- First & Peoples Bancshares Inc
- Established
- Feb 28, 1932
- Employees
- 48
- Branches
- 4
- Website
- www.firstandpeoplesbank.com
- Id
- b8122
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $190.6 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kentucky | 4 | $191M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First & Peoples Bank And Trust Company (main office) | Russell, KY | $74.4M |
| Greenup Branch | Greenup, KY | $50.5M |
| South Shore Branch | South Shore, KY | $41.7M |
| Flatwoods Branch | Flatwoods, KY | $24.0M |
Related pages
Questions and answers
How big is First & Peoples Bank and Trust Company?
$207.1 million in total assets and $190.6 million in deposits as of June 30, 2026, with assets down 1.7% from a year before. Its loans were $91.4 million.
How many branches does First & Peoples Bank and Trust Company have?
4 branches in Kentucky as of June 30, 2026.
Is First & Peoples Bank and Trust Company profitable?
No: it lost $500,000 from January 1 to June 30, 2026. Its return on assets was -0.48% a year; about 1% is typical.
Who owns First & Peoples Bank and Trust Company?
First & Peoples Bank and Trust Company is owned by First & Peoples Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.