First Central Bank McCook
Mccook, NE · Owner: Central Bancshares Inc
$123M
total assets, June 30, 2026
$123M
total assets, June 30, 2026
First Central Bank McCook is a state nonmember bank based in Mccook, NE, owned by Central Bancshares Inc. As of June 30, 2026 it held $122.8 million in assets and $105.8 million in deposits; assets were down 2.8% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$123M
-2.8% in a year · -1.7% in a quarter
Deposits
$106M
-0.6% in a year · -0.8% in a quarter
Loans
$101M
+11.5% in a year · +16.3% in a quarter
Profit so far
$410K
Jan 1 to Jun 30, 2026
Capital ratio
11.30%
+1.44 pts in a year
Return on assets
0.66%
+0.88 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 904 N Highway 83, Mccook, NE, 69001
- County
- Red Willow
- Holding company
- Central Bancshares Inc
- Established
- Jan 4, 1999
- Employees
- 19
- Branches
- 2
- Website
- www.firstcentral.com
- Id
- b34995
Quarter by quarter
March 31, 1999 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $105.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Nebraska | 2 | $106M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Central Bank Mccook (main office) | Mccook, NE | $95.9M |
| Curtis Branch | Curtis, NE | $9.9M |
Related pages
Questions and answers
How big is First Central Bank McCook?
$122.8 million in total assets and $105.8 million in deposits as of June 30, 2026, with assets down 2.8% from a year before. Its loans were $100.8 million.
How many branches does First Central Bank McCook have?
2 branches in Nebraska as of June 30, 2026.
Is First Central Bank McCook profitable?
Yes: it earned $410,000 from January 1 to June 30, 2026. Its return on assets was 0.66% a year; about 1% is typical.
Who owns First Central Bank McCook?
First Central Bank McCook is owned by Central Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.