First Federal Savings and Loan Association of Rochester
Rochester, NY
$7.2B
total assets, December 31, 1996
$7.2B
total assets, December 31, 1996
First Federal Savings and Loan Association of Rochester was a savings and loan in Rochester, NY. It failed on Sep 8, 1981, and First FS&LA Of Rochester took over its deposits. At its last report it held $1.2 billion in assets.
Updated Oct 11, 2026 · numbers as of December 31, 1996
This bank failed
- Failed on
- Sep 8, 1981
- Assets
- $1.2B
- Deposits
- $989M
- Estimated cost
- Not known
- Deposits went to
- First FS&LA Of Rochester, Rochester, NY
Total assets
$7.2B
-0.4% in a year · +0.2% in a quarter
Deposits
$4.5B
+3.3% in a year · +0.1% in a quarter
Loans
$5.9B
+1.7% in a year · -0.3% in a quarter
Profit so far
$81.5M
Jan 1 to Dec 31, 1996 · +72.8% in a year
Capital ratio
5.88%
+0.70 pts in a year
Return on assets
1.13%
+0.44 pts in a year
Facts
- Type
- Savings and loan
- Head office
- One First Federal Plaza, Rochester, NY, 14614
- County
- Monroe
- Established
- Jan 1, 1896
- Failed
- Mar 1, 1997
- Employees
- 1,294
- Branches
- 79
- Id
- b28678
Quarter by quarter
March 31, 1984 to December 31, 1996
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is First Federal Savings and Loan Association of Rochester?
$7.2 billion in total assets and $4.5 billion in deposits as of December 31, 1996, with assets down 0.4% from a year before. Its loans were $5.9 billion.
How many branches does First Federal Savings and Loan Association of Rochester have?
79 branches in New York as of June 30, 2026.
Is First Federal Savings and Loan Association of Rochester profitable?
Yes: it earned $81.5 million from January 1 to December 31, 1996 (up 72.8% from the same months a year before). Its return on assets was 1.13% a year; about 1% is typical.
When did First Federal Savings and Loan Association of Rochester fail?
Sep 8, 1981. First FS&LA Of Rochester of Rochester, NY took over its deposits.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.