First National Bank of Decatur County
Bainbridge, GA · Owner: Bainbridge Bancshares Inc
$360M
total assets, June 30, 2026
$360M
total assets, June 30, 2026
First National Bank of Decatur County is a national bank based in Bainbridge, GA, owned by Bainbridge Bancshares Inc. As of June 30, 2026 it held $359.6 million in assets and $330.8 million in deposits; assets were up 4.8% from a year before. It has 6 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$360M
+4.8% in a year · +3.0% in a quarter
Deposits
$331M
+3.8% in a year · +2.4% in a quarter
Loans
$268M
+11.7% in a year · +3.8% in a quarter
Profit so far
$474K
Jan 1 to Jun 30, 2026 · +95.9% in a year
Capital ratio
7.42%
-0.36 pts in a year
Return on assets
0.26%
+0.12 pts in a year
Facts
- Type
- National bank
- Head office
- 819 E Shotwell St, Bainbridge, GA, 39819
- County
- Decatur
- Holding company
- Bainbridge Bancshares Inc
- Established
- Apr 5, 2004
- Employees
- 62
- Branches
- 6 in 2 states
- Website
- www.fnbdc.com
- Id
- b57694
Quarter by quarter
June 30, 2004 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $330.8 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| First National Bank Of Decatur County (main office) | Bainbridge, GA | $168M |
| Moultrie Branch | Moultrie, GA | $87.7M |
| Cairo Branch | Cairo, GA | $56.5M |
| Miramar Beach Branch | Miramar Beach, FL | $11.6M |
| Leesburg Branch | Leesburg, GA | $4.8M |
| First National Bank Hwy 27 Branch | Bainbridge, GA | $2.6M |
Related pages
Questions and answers
How big is First National Bank of Decatur County?
$359.6 million in total assets and $330.8 million in deposits as of June 30, 2026, with assets up 4.8% from a year before. Its loans were $267.9 million.
How many branches does First National Bank of Decatur County have?
6 branches in 2 states as of June 30, 2026. The most deposits are in Georgia ($319.2 million).
Is First National Bank of Decatur County profitable?
Yes: it earned $474,000 from January 1 to June 30, 2026 (up 95.9% from the same months a year before). Its return on assets was 0.26% a year; about 1% is typical.
Who owns First National Bank of Decatur County?
First National Bank of Decatur County is owned by Bainbridge Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.