First National Bank of Lincoln County
Ruidoso, NM
$32.0M
total assets, September 30, 1985
$32.0M
total assets, September 30, 1985
First National Bank of Lincoln County was a national bank in Ruidoso, NM. It failed on Dec 13, 1985, and First NB Of Ruidoso took over its deposits. At its last report it held $32.0 million in assets.
Updated Oct 11, 2026 · numbers as of September 30, 1985
This bank failed
- Failed on
- Dec 13, 1985
- Assets
- $32.0M
- Deposits
- $30.7M
- Estimated cost
- $16.7M
- Deposits went to
- First NB Of Ruidoso, Ruidoso, NM
Total assets
$32.0M
-26.5% in a year · 0.0% in a quarter
Deposits
$30.7M
-20.6% in a year · 0.0% in a quarter
Loans
$22.5M
-28.9% in a year · 0.0% in a quarter
Profit so far
-$2.7M
Jan 1 to Sep 30, 1985
Capital ratio
-0.63%
-6.54 pts in a year
Return on assets
-9.81%
-7.85 pts in a year
Facts
- Type
- National bank
- Head office
- 1141 Mechem Drive, Ruidoso, NM, 88345
- County
- Lincoln
- Established
- Aug 2, 1982
- Failed
- Dec 16, 1985
- Employees
- 36
- Id
- b23977
Quarter by quarter
March 31, 1984 to September 30, 1985
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 7
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is First National Bank of Lincoln County?
$32.0 million in total assets and $30.7 million in deposits as of September 30, 1985, with assets down 26.5% from a year before. Its loans were $22.5 million.
Is First National Bank of Lincoln County profitable?
No: it lost $2.74 million from January 1 to September 30, 1985. Its return on assets was -9.81% a year; about 1% is typical.
When did First National Bank of Lincoln County fail?
Dec 13, 1985. First NB Of Ruidoso of Ruidoso, NM took over its deposits. The estimated cost of the failure was $16.7 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.