First Reliance Bank
Florence, SC · Owner: First Reliance Bancshares, Inc.
$1.1B
total assets, June 30, 2026
$1.1B
total assets, June 30, 2026
First Reliance Bank is a state nonmember bank based in Florence, SC, owned by First Reliance Bancshares, Inc. (FSRL). As of June 30, 2026 it held $1.1 billion in assets and $922.0 million in deposits; assets were up 2.3% from a year before. It has 11 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.1B
+2.3% in a year · +0.8% in a quarter
Deposits
$922M
-3.1% in a year · -0.9% in a quarter
Loans
$839M
+4.9% in a year · +2.7% in a quarter
Profit so far
$6.7M
Jan 1 to Jun 30, 2026 · +15.7% in a year
Capital ratio
10.53%
+0.78 pts in a year
Return on assets
1.21%
+0.14 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 2170 W Palmetto St, Florence, SC, 29501
- County
- Florence
- Holding company
- First Reliance Bancshares, Inc. (FSRL)
- Established
- Aug 16, 1999
- Employees
- 164
- Branches
- 11
- Website
- firstreliance.com
- Id
- b35214
Quarter by quarter
September 30, 1999 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
11 offices as of June 30, 2026, holding $922.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Carolina | 11 | $922M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Reliance Bank (main office) | Florence, SC | $315M |
| Mount Pleasant Branch | Mount Pleasant, SC | $185M |
| Downtown Columbia Branch | Columbia, SC | $112M |
| Lexington North Lake Dr Branch | Lexington, SC | $102M |
| Second Loop Branch | Florence, SC | $58.7M |
| Greenville Downtown Branch | Greenville, SC | $55.0M |
| Simpsonville Branch | Simpsonville, SC | $36.3M |
| Sunset Blvd, West Columbia Branch | West Columbia, SC | $33.1M |
| Myrtle Beach - Mayfair St Branch | Myrtle Beach, SC | $25.3M |
| Https:Firstreliance.Com Branch | Mount Pleasant, SC | $18K |
Related pages
Questions and answers
How big is First Reliance Bank?
$1.1 billion in total assets and $922.0 million in deposits as of June 30, 2026, with assets up 2.3% from a year before. Its loans were $838.8 million.
How many branches does First Reliance Bank have?
11 branches in South Carolina as of June 30, 2026.
Is First Reliance Bank profitable?
Yes: it earned $6.74 million from January 1 to June 30, 2026 (up 15.7% from the same months a year before). Its return on assets was 1.21% a year; about 1% is typical.
Who owns First Reliance Bank?
First Reliance Bank is owned by First Reliance Bancshares, Inc., its holding company, which is listed as FSRL.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.