FirstCity Bank
Stockbridge, GA · Owner: Firstcity Bcorp Inc
$285M
total assets, December 31, 2008
$285M
total assets, December 31, 2008
FirstCity Bank was a state nonmember bank in Stockbridge, GA, owned by Firstcity Bcorp Inc. It failed on Mar 20, 2009, and its insured deposits were paid out. At its last report it held $285.0 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 2008
This bank failed
- Failed on
- Mar 20, 2009
- Assets
- $285M
- Deposits
- $259M
- Estimated cost
- $135M
- Deposits went to
- payout
Total assets
$285M
+10.9% in a year · -14.0% in a quarter
Deposits
$259M
+12.4% in a year · -14.1% in a quarter
Loans
$193M
-10.2% in a year · +4.1% in a quarter
Profit so far
-$8.3M
Jan 1 to Dec 31, 2008 · -366.6% in a year
Capital ratio
4.57%
-3.32 pts in a year
Return on assets
-3.02%
-4.34 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 831 Fairways Court, Stockbridge, GA, 30281
- County
- Henry
- Holding company
- Firstcity Bcorp Inc
- Established
- Nov 27, 1905
- Failed
- Mar 20, 2009
- Employees
- 30
- Branches
- 4
- Id
- b18243
Quarter by quarter
March 31, 1984 to December 31, 2008
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is FirstCity Bank?
$285.0 million in total assets and $259.1 million in deposits as of December 31, 2008, with assets up 10.9% from a year before. Its loans were $193.1 million.
How many branches does FirstCity Bank have?
4 branches in Georgia as of June 30, 2026.
Is FirstCity Bank profitable?
No: it lost $8.35 million from January 1 to December 31, 2008. Its return on assets was -3.02% a year; about 1% is typical.
Who owns FirstCity Bank?
FirstCity Bank is owned by Firstcity Bcorp Inc, its holding company.
When did FirstCity Bank fail?
Mar 20, 2009. The estimated cost of the failure was $135.2 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.