Fredonia Valley Bank
Fredonia, KY · Owner: Fredonia Valley Bcorp Inc
$120M
total assets, June 30, 2026
$120M
total assets, June 30, 2026
Fredonia Valley Bank is a state nonmember bank based in Fredonia, KY, owned by Fredonia Valley Bcorp Inc. As of June 30, 2026 it held $119.8 million in assets and $105.5 million in deposits; assets were up 12.2% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$120M
+12.2% in a year · -0.5% in a quarter
Deposits
$105M
+13.9% in a year · -0.6% in a quarter
Loans
$73.2M
+1.2% in a year · +0.5% in a quarter
Profit so far
$551K
Jan 1 to Jun 30, 2026 · +32.8% in a year
Capital ratio
11.49%
-1.17 pts in a year
Return on assets
0.93%
+0.16 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 602 Cassidy Ave, Fredonia, KY, 42411
- County
- Caldwell
- Holding company
- Fredonia Valley Bcorp Inc
- Established
- Jan 1, 1894
- Employees
- 22
- Branches
- 2
- Website
- www.fredoniavalleybank.com
- Id
- b9669
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $105.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kentucky | 2 | $105M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Fredonia Valley Bank (main office) | Fredonia, KY | $57.7M |
| Lyon County Branch | Eddyville, KY | $47.7M |
Related pages
Questions and answers
How big is Fredonia Valley Bank?
$119.8 million in total assets and $105.5 million in deposits as of June 30, 2026, with assets up 12.2% from a year before. Its loans were $73.2 million.
How many branches does Fredonia Valley Bank have?
2 branches in Kentucky as of June 30, 2026.
Is Fredonia Valley Bank profitable?
Yes: it earned $551,000 from January 1 to June 30, 2026 (up 32.8% from the same months a year before). Its return on assets was 0.93% a year; about 1% is typical.
Who owns Fredonia Valley Bank?
Fredonia Valley Bank is owned by Fredonia Valley Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.