Georgia Community Bank
Albany, GA · Owner: Georgia Community Bcorp Inc
$375M
total assets, June 30, 2026
$375M
total assets, June 30, 2026
Georgia Community Bank is a state nonmember bank based in Albany, GA, owned by Georgia Community Bcorp Inc. As of June 30, 2026 it held $375.0 million in assets and $321.7 million in deposits; assets were up 0.3% from a year before. It has 8 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$375M
+0.3% in a year · -2.6% in a quarter
Deposits
$322M
-0.8% in a year · -3.0% in a quarter
Loans
$255M
-4.8% in a year · +2.2% in a quarter
Profit so far
$3.4M
Jan 1 to Jun 30, 2026 · +3.9% in a year
Capital ratio
13.67%
+0.50 pts in a year
Return on assets
1.80%
+0.07 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 704 N Westover Blvd, Albany, GA, 31707
- County
- Dougherty
- Holding company
- Georgia Community Bcorp Inc
- Established
- Aug 31, 1999
- Employees
- 78
- Branches
- 8
- Website
- www.gcb.bank
- Id
- b35320
Quarter by quarter
September 30, 1999 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
8 offices as of June 30, 2026, holding $321.6 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Georgia | 8 | $322M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Albany Branch | Dawson, GA | $127M |
| Seminole County Branch | Donalsonville, GA | $56.9M |
| Taylor County Branch | Reynolds, GA | $42.4M |
| Leesburg Branch | Albany, GA | $40.3M |
| The Citizens State Bank Of Crawford County | Roberta, GA | $30.1M |
| 412 Columbia St Branch | Blakely, GA | $17.8M |
| Georgia Community Bank (main office) | Albany, GA | $6.9M |
| Drive-In Branch | Dawson, GA | $0 |
Related pages
Questions and answers
How big is Georgia Community Bank?
$375.0 million in total assets and $321.7 million in deposits as of June 30, 2026, with assets up 0.3% from a year before. Its loans were $255.4 million.
How many branches does Georgia Community Bank have?
8 branches in Georgia as of June 30, 2026.
Is Georgia Community Bank profitable?
Yes: it earned $3.43 million from January 1 to June 30, 2026 (up 3.9% from the same months a year before). Its return on assets was 1.80% a year; about 1% is typical.
Who owns Georgia Community Bank?
Georgia Community Bank is owned by Georgia Community Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.