Georgia First Bank
Soperton, GA · Owner: Soperton Bancshares Inc
$291M
total assets, June 30, 2026
$291M
total assets, June 30, 2026
Georgia First Bank is a state nonmember bank based in Soperton, GA, owned by Soperton Bancshares Inc. As of June 30, 2026 it held $290.8 million in assets and $259.5 million in deposits; assets were up 13.9% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$291M
+13.9% in a year · -1.7% in a quarter
Deposits
$259M
+13.1% in a year · -2.4% in a quarter
Loans
$246M
+20.7% in a year · +5.7% in a quarter
Profit so far
$2.7M
Jan 1 to Jun 30, 2026 · +12.5% in a year
Capital ratio
9.52%
+0.29 pts in a year
Return on assets
1.86%
-0.07 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1202 Second St, Soperton, GA, 30457
- County
- Treutlen
- Holding company
- Soperton Bancshares Inc
- Established
- Jun 1, 1903
- Employees
- 49
- Branches
- 3
- Website
- georgiafirst.bank
- Id
- b889
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $259.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Georgia | 3 | $259M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Georgia First Bank (main office) | Soperton, GA | $115M |
| Dublin Branch | Dublin, GA | $83.9M |
| Georgia First Bank - Vidalia Branch | Vidalia, GA | $60.5M |
Related pages
Questions and answers
How big is Georgia First Bank?
$290.8 million in total assets and $259.5 million in deposits as of June 30, 2026, with assets up 13.9% from a year before. Its loans were $245.5 million.
How many branches does Georgia First Bank have?
3 branches in Georgia as of June 30, 2026.
Is Georgia First Bank profitable?
Yes: it earned $2.67 million from January 1 to June 30, 2026 (up 12.5% from the same months a year before). Its return on assets was 1.86% a year; about 1% is typical.
Who owns Georgia First Bank?
Georgia First Bank is owned by Soperton Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.