Georgia Trust Bank
Buford, GA · Owner: Georgia Trust Bancshares Inc
$117M
total assets, June 30, 2012
$117M
total assets, June 30, 2012
Georgia Trust Bank was a state nonmember bank in Buford, GA, owned by Georgia Trust Bancshares Inc. It failed on Jul 20, 2012, and Community & Southern Bank took over its deposits. At its last report it held $116.9 million in assets.
Updated Oct 11, 2026 · numbers as of June 30, 2012
This bank failed
- Failed on
- Jul 20, 2012
- Assets
- $117M
- Deposits
- $115M
- Estimated cost
- $25.3M
- Deposits went to
- Community & Southern Bank, Atlanta, GA
Total assets
$117M
-12.4% in a year · -2.4% in a quarter
Deposits
$115M
-11.6% in a year · -2.2% in a quarter
Loans
$69.5M
-17.8% in a year · -2.5% in a quarter
Profit so far
-$1.2M
Jan 1 to Jun 30, 2012
Capital ratio
1.52%
-0.93 pts in a year
Return on assets
-2.09%
-0.90 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 2725 Mall Of Georgia Boulevard, Buford, GA, 30519
- County
- Gwinnett
- Holding company
- Georgia Trust Bancshares Inc
- Established
- May 16, 2005
- Failed
- Jul 20, 2012
- Employees
- 20
- Branches
- 2
- Id
- b57847
Quarter by quarter
June 30, 2005 to June 30, 2012
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Georgia Trust Bank?
$116.9 million in total assets and $114.7 million in deposits as of June 30, 2012, with assets down 12.4% from a year before. Its loans were $69.5 million.
How many branches does Georgia Trust Bank have?
2 branches in Georgia as of June 30, 2026.
Is Georgia Trust Bank profitable?
No: it lost $1.25 million from January 1 to June 30, 2012. Its return on assets was -2.09% a year; about 1% is typical.
Who owns Georgia Trust Bank?
Georgia Trust Bank is owned by Georgia Trust Bancshares Inc, its holding company.
When did Georgia Trust Bank fail?
Jul 20, 2012. Community & Southern Bank of Atlanta, GA took over its deposits. The estimated cost of the failure was $25.3 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.