Heritage Financial Credit Union
Middletown, NY
$808M
total assets, June 30, 2026
$808M
total assets, June 30, 2026
Heritage Financial Credit Union is a federal credit union based in Middletown, NY. As of June 30, 2026 it held $808.0 million in assets and $673.7 million in deposits. It has 58,517 members and 14 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$808M
vs a year before: - · +0.8% in a quarter
Deposits
$674M
vs a year before: - · +1.3% in a quarter
Loans
$667M
vs a year before: - · +2.3% in a quarter
Profit so far
$942K
Jan 1 to Jun 30, 2026
Net worth ratio
10.26%
Return on assets
0.23%
Yearly rate
Facts
- Type
- Federal credit union
- Head office
- 25 Rykowski Lane, Middletown, NY, 10941
- Established
- Jun 22, 1940
- Employees
- 148
- Members
- 58,517
- Branches
- 14 in 2 states
- Id
- cu24985
Quarter by quarter
March 31, 2026 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 2
Ratios
Percent. Return on assets is a yearly rate.
Branches
14 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Heritage Financial CU (main office) | Middletown, NY |
| Heritage Financial CU | Central Valley, NY |
| Heritage Financial CU | Goshen, NY |
| Heritage Financial CU | MIddletown, NY |
| Heritage Financial CU | Montgomery, NY |
| Heritage Financial CU | New Paltz, NY |
| Heritage Financial CU | New Paltz, NY |
| Heritage Financial CU | Newburgh, NY |
| Heritage Financial CU | Newburgh, NY |
| Heritage Financial CU | Pine Bush, NY |
| Heritage Financial CU | Wappingers Falls, NY |
| Heritage Financial CU | Washingtonville, NY |
12 of 14 offices. Download the CSV for all of them.
Related pages
Questions and answers
How big is Heritage Financial Credit Union?
$808.0 million in total assets and $673.7 million in deposits as of June 30, 2026. Its loans were $667.4 million.
How many branches does Heritage Financial Credit Union have?
14 branches in 2 states as of June 30, 2026.
How many members does Heritage Financial Credit Union have?
58,517 members as of June 30, 2026.
Is Heritage Financial Credit Union profitable?
Yes: it earned $941,995 from January 1 to June 30, 2026. Its return on assets was 0.23% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.