Hometown Community Bank
Braselton, GA · Owner: Hometown Cmty Bancshares Inc
$125M
total assets, September 30, 2012
$125M
total assets, September 30, 2012
Hometown Community Bank was a state nonmember bank in Braselton, GA, owned by Hometown Cmty Bancshares Inc. It failed on Nov 16, 2012, and Certusbank, National Association took over its deposits. At its last report it held $124.6 million in assets.
Updated Oct 11, 2026 · numbers as of September 30, 2012
This bank failed
- Failed on
- Nov 16, 2012
- Assets
- $125M
- Deposits
- $109M
- Estimated cost
- $39.7M
- Deposits went to
- Certusbank, National Association, Easley, SC
Total assets
$125M
-10.6% in a year · -6.8% in a quarter
Deposits
$109M
-3.3% in a year · +1.0% in a quarter
Loans
$63.8M
-12.2% in a year · -10.5% in a quarter
Profit so far
-$12.7M
Jan 1 to Sep 30, 2012
Capital ratio
-3.97%
-8.16 pts in a year
Return on assets
-12.78%
-12.62 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 6700 Hwy 53, Braselton, GA, 30517
- County
- Jackson
- Holding company
- Hometown Cmty Bancshares Inc
- Established
- Aug 1, 2005
- Failed
- Nov 16, 2012
- Employees
- 18
- Branches
- 2
- Id
- b57928
Quarter by quarter
September 30, 2005 to September 30, 2012
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Hometown Community Bank?
$124.6 million in total assets and $108.9 million in deposits as of September 30, 2012, with assets down 10.6% from a year before. Its loans were $63.8 million.
How many branches does Hometown Community Bank have?
2 branches in Georgia as of June 30, 2026.
Is Hometown Community Bank profitable?
No: it lost $12.7 million from January 1 to September 30, 2012. Its return on assets was -12.78% a year; about 1% is typical.
Who owns Hometown Community Bank?
Hometown Community Bank is owned by Hometown Cmty Bancshares Inc, its holding company.
When did Hometown Community Bank fail?
Nov 16, 2012. Certusbank, National Association of Easley, SC took over its deposits. The estimated cost of the failure was $39.7 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.