Kempton State Bank
Kempton, IL · Owner: Ford Financial Corp
$3.6M
total assets, December 31, 1991
$3.6M
total assets, December 31, 1991
Kempton State Bank was a state nonmember bank in Kempton, IL, owned by Ford Financial Corp. It failed on Feb 7, 1992, and Vermilion Valley Bank took over its deposits. At its last report it held $3.64 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 1991
This bank failed
- Failed on
- Feb 7, 1992
- Assets
- $3.6M
- Deposits
- $3.6M
- Estimated cost
- $564K
- Deposits went to
- Vermilion Valley Bank, Piper City, IL
Total assets
$3.6M
-25.6% in a year · -12.4% in a quarter
Deposits
$3.6M
-23.6% in a year · -11.1% in a quarter
Loans
$1.5M
-30.3% in a year · -7.3% in a quarter
Profit so far
-$109K
Jan 1 to Dec 31, 1991
Capital ratio
-1.62%
-2.50 pts in a year
Return on assets
-2.55%
-0.58 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- Main Street, Kempton, IL, 60946
- County
- Ford
- Holding company
- Ford Financial Corp
- Established
- Feb 16, 1946
- Failed
- Feb 7, 1992
- Employees
- 4
- Id
- b16377
Quarter by quarter
March 31, 1984 to December 31, 1991
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Kempton State Bank?
$3.64 million in total assets and $3.61 million in deposits as of December 31, 1991, with assets down 25.6% from a year before. Its loans were $1.47 million.
Is Kempton State Bank profitable?
No: it lost $109,000 from January 1 to December 31, 1991. Its return on assets was -2.55% a year; about 1% is typical.
Who owns Kempton State Bank?
Kempton State Bank is owned by Ford Financial Corp, its holding company.
When did Kempton State Bank fail?
Feb 7, 1992. Vermilion Valley Bank of Piper City, IL took over its deposits. The estimated cost of the failure was $564,121.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.