Kirby State Bank
Kirby, TX · Owner: Kirby Bancshares Inc
$16.8M
total assets, June 30, 1989
$16.8M
total assets, June 30, 1989
Kirby State Bank was a state nonmember bank in Kirby, TX, owned by Kirby Bancshares Inc. It failed on Sep 14, 1989, and Schertz Bank & Trust took over its deposits. At its last report it held $16.8 million in assets.
Updated Oct 11, 2026 · numbers as of June 30, 1989
This bank failed
- Failed on
- Sep 14, 1989
- Assets
- $16.8M
- Deposits
- $16.5M
- Estimated cost
- $0
- Deposits went to
- Schertz Bank & Trust, Schertz, TX
Total assets
$16.8M
-15.3% in a year · -7.6% in a quarter
Deposits
$16.5M
-12.1% in a year · -7.1% in a quarter
Loans
$4.8M
-35.4% in a year · -19.0% in a quarter
Profit so far
-$230K
Jan 1 to Jun 30, 1989
Capital ratio
1.07%
-3.66 pts in a year
Return on assets
-2.57%
-1.09 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 5020 F.M. 78, Kirby, TX, 78233
- County
- Bexar
- Holding company
- Kirby Bancshares Inc
- Established
- Aug 13, 1973
- Failed
- Sep 14, 1989
- Employees
- 20
- Id
- b21186
Quarter by quarter
March 31, 1984 to June 30, 1989
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Kirby State Bank?
$16.8 million in total assets and $16.5 million in deposits as of June 30, 1989, with assets down 15.3% from a year before. Its loans were $4.81 million.
Is Kirby State Bank profitable?
No: it lost $230,000 from January 1 to June 30, 1989. Its return on assets was -2.57% a year; about 1% is typical.
Who owns Kirby State Bank?
Kirby State Bank is owned by Kirby Bancshares Inc, its holding company.
When did Kirby State Bank fail?
Sep 14, 1989. Schertz Bank & Trust of Schertz, TX took over its deposits.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.