Lakes Credit Union
Monticello, IN
$28.0M
total assets, June 30, 2026
$28.0M
total assets, June 30, 2026
Lakes Credit Union is a federal credit union based in Monticello, IN. As of June 30, 2026 it held $28.0 million in assets and $23.7 million in deposits; assets were up 7.0% from a year before. It has 3,022 members and 1 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$28.0M
+7.0% in a year · +1.6% in a quarter
Deposits
$23.7M
+6.1% in a year · +1.5% in a quarter
Loans
$15.5M
-2.6% in a year · -0.5% in a quarter
Profit so far
$145K
Jan 1 to Jun 30, 2026 · -45.8% in a year
Net worth ratio
15.19%
+0.88 pts in a year
Return on assets
1.04%
-1.01 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 106 Rickey Rd, Monticello, IN, 47960
- Established
- Jan 24, 1956
- Employees
- 6
- Members
- 3,022
- Branches
- 1
- Id
- cu10772
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
1 office as of June 30, 2026
| County | Branches |
|---|---|
| White, IN | 1 |
| Office | Place |
|---|---|
| Lakes Federal Credit Union (main office) | Monticello, IN |
Related pages
Questions and answers
How big is Lakes Credit Union?
$28.0 million in total assets and $23.7 million in deposits as of June 30, 2026, with assets up 7.0% from a year before. Its loans were $15.5 million.
How many branches does Lakes Credit Union have?
1 branch in Indiana as of June 30, 2026.
How many members does Lakes Credit Union have?
3,022 members as of June 30, 2026, down 1.4% from a year before.
Is Lakes Credit Union profitable?
Yes: it earned $144,980 from January 1 to June 30, 2026 (down 45.8% from the same months a year before). Its return on assets was 1.04% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.