Light Commerce Credit Union
Houston, TX
$5.0M
total assets, June 30, 2026
$5.0M
total assets, June 30, 2026
Light Commerce Credit Union is a state credit union based in Houston, TX. As of June 30, 2026 it held $5.02 million in assets and $3.57 million in deposits; assets were down 14.6% from a year before. It has 805 members and 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$5.0M
-14.6% in a year · -3.7% in a quarter
Deposits
$3.6M
-18.4% in a year · -4.2% in a quarter
Loans
$2.2M
-14.4% in a year · -4.9% in a quarter
Profit so far
$60K
Jan 1 to Jun 30, 2026 · -39.7% in a year
Net worth ratio
26.81%
+6.61 pts in a year
Return on assets
2.37%
-0.99 pts in a year
Facts
- Type
- State credit union
- Head office
- P O Box 670494, Houston, TX, 77267
- Established
- Jan 17, 2004
- Employees
- 2
- Members
- 805
- Branches
- 3 in 2 states
- Id
- cu68529
Quarter by quarter
March 31, 2004 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
3 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Light Commerce Credit Union (main office) | Houston, TX |
| Deda Sphere | Memphis, TN |
| Velera | Fort Worth, TX |
Related pages
Questions and answers
How big is Light Commerce Credit Union?
$5.02 million in total assets and $3.57 million in deposits as of June 30, 2026, with assets down 14.6% from a year before. Its loans were $2.22 million.
How many branches does Light Commerce Credit Union have?
3 branches in 2 states as of June 30, 2026.
How many members does Light Commerce Credit Union have?
805 members as of June 30, 2026, down 6.2% from a year before.
Is Light Commerce Credit Union profitable?
Yes: it earned $59,533 from January 1 to June 30, 2026 (down 39.7% from the same months a year before). Its return on assets was 2.37% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.