Merchants Commercial Bank
St Thomas, VI
$506M
total assets, June 30, 2026
$506M
total assets, June 30, 2026
Merchants Commercial Bank is a state nonmember bank based in St Thomas, VI. As of June 30, 2026 it held $506.0 million in assets and $393.7 million in deposits; assets were up 4.2% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$506M
+4.2% in a year · -3.8% in a quarter
Deposits
$394M
+2.3% in a year · -4.7% in a quarter
Loans
$237M
+18.5% in a year · +4.7% in a quarter
Profit so far
$4.8M
Jan 1 to Jun 30, 2026 · +11.0% in a year
Capital ratio
10.79%
+0.67 pts in a year
Return on assets
1.91%
+0.10 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 4608 Tutu Park Mall, St Thomas, VI, 00802
- County
- Saint Thomas
- Established
- Oct 30, 2006
- Employees
- 39
- Branches
- 2
- Website
- www.merchantscommercial.bank
- Id
- b58184
Quarter by quarter
December 31, 2006 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $393.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| VI | 2 | $394M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Merchants Commercial Bank (main office) | St Thomas, VI | $319M |
| St. John Branch | St John, VI | $74.6M |
Questions and answers
How big is Merchants Commercial Bank?
$506.0 million in total assets and $393.7 million in deposits as of June 30, 2026, with assets up 4.2% from a year before. Its loans were $236.9 million.
How many branches does Merchants Commercial Bank have?
2 branches in VI as of June 30, 2026.
Is Merchants Commercial Bank profitable?
Yes: it earned $4.83 million from January 1 to June 30, 2026 (up 11.0% from the same months a year before). Its return on assets was 1.91% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.