Mount Vernon Bank
Mount Vernon, GA · Owner: Heart of Ga Bancshares Inc
$218M
total assets, June 30, 2026
$218M
total assets, June 30, 2026
Mount Vernon Bank is a state nonmember bank based in Mount Vernon, GA, owned by Heart of Ga Bancshares Inc. As of June 30, 2026 it held $217.6 million in assets and $199.7 million in deposits; assets were up 12.8% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$218M
+12.8% in a year · +11.8% in a quarter
Deposits
$200M
+10.8% in a year · +10.8% in a quarter
Loans
$144M
+19.7% in a year · +7.2% in a quarter
Profit so far
$1.3M
Jan 1 to Jun 30, 2026 · -27.3% in a year
Capital ratio
10.26%
+0.52 pts in a year
Return on assets
1.27%
-0.59 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 115 N Railroad Ave, Mount Vernon, GA, 30445
- County
- Montgomery
- Holding company
- Heart of Ga Bancshares Inc
- Established
- Jan 24, 1901
- Employees
- 41
- Branches
- 5
- Website
- www.mountvernon.bank
- Id
- b8028
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $199.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Georgia | 5 | $200M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Vidalia Branch | Vidalia, GA | $87.5M |
| Mount Vernon Bank (main office) | Mount Vernon, GA | $63.6M |
| West First Street Branch | Vidalia, GA | $27.2M |
| Bank Of Lumber City Branch | Lumber City, GA | $15.1M |
| Telfair County Bank Branch | Mcrae Helena, GA | $6.2M |
Related pages
Questions and answers
How big is Mount Vernon Bank?
$217.6 million in total assets and $199.7 million in deposits as of June 30, 2026, with assets up 12.8% from a year before. Its loans were $143.7 million.
How many branches does Mount Vernon Bank have?
5 branches in Georgia as of June 30, 2026.
Is Mount Vernon Bank profitable?
Yes: it earned $1.27 million from January 1 to June 30, 2026 (down 27.3% from the same months a year before). Its return on assets was 1.27% a year; about 1% is typical.
Who owns Mount Vernon Bank?
Mount Vernon Bank is owned by Heart of Ga Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.