Panhandle Credit Union
Panama City, FL
$368M
total assets, June 30, 2026
$368M
total assets, June 30, 2026
Panhandle Credit Union is a state credit union based in Panama City, FL. As of June 30, 2026 it held $367.9 million in assets and $313.8 million in deposits; assets were up 8.5% from a year before. It has 16,409 members and 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$368M
+8.5% in a year · +1.2% in a quarter
Deposits
$314M
+8.0% in a year · +0.3% in a quarter
Loans
$208M
+4.6% in a year · +1.5% in a quarter
Profit so far
$2.4M
Jan 1 to Jun 30, 2026 · +46.1% in a year
Net worth ratio
13.48%
+0.10 pts in a year
Return on assets
1.29%
+0.33 pts in a year
Facts
- Type
- State credit union
- Head office
- 2718 Martin Luther King Jr Blvd, Panama City, FL, 32405
- Established
- Jan 1, 1957
- Employees
- 72
- Members
- 16,409
- Branches
- 7
- Id
- cu68720
Quarter by quarter
December 31, 2020 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
7 offices as of June 30, 2026
| County | Branches |
|---|---|
| Bay, FL | 7 |
| Office | Place |
|---|---|
| Panhandle Credit Union (main office) | Panama City, FL |
| Panhandle Credit Union | Lynn Haven, FL |
| Panhandle Credit Union | Panama City, FL |
| Panhandle Credit Union | Panama City, FL |
| Panhandle Credit Union | Panama City, FL |
| Panhandle Credit Union | Panama City Beach, FL |
| Panhandle Credit Union | Southport, FL |
Related pages
Questions and answers
How big is Panhandle Credit Union?
$367.9 million in total assets and $313.8 million in deposits as of June 30, 2026, with assets up 8.5% from a year before. Its loans were $207.6 million.
How many branches does Panhandle Credit Union have?
7 branches in Florida as of June 30, 2026.
How many members does Panhandle Credit Union have?
16,409 members as of June 30, 2026, up 2.0% from a year before.
Is Panhandle Credit Union profitable?
Yes: it earned $2.37 million from January 1 to June 30, 2026 (up 46.1% from the same months a year before). Its return on assets was 1.29% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.