Peoples National Bank
Caldwell, TX · Owner: General Bancshares Inc
$9.6M
total assets, March 31, 1990
$9.6M
total assets, March 31, 1990
Peoples National Bank was a national bank in Caldwell, TX, owned by General Bancshares Inc. It failed on Jun 21, 1990, and Citizens State Bank took over its deposits. At its last report it held $9.65 million in assets.
Updated Oct 11, 2026 · numbers as of March 31, 1990
This bank failed
- Failed on
- Jun 21, 1990
- Assets
- $9.6M
- Deposits
- $10.8M
- Estimated cost
- $3.2M
- Deposits went to
- Citizens State Bank, Somerville, TX
Total assets
$9.6M
-33.9% in a year · -19.0% in a quarter
Deposits
$10.8M
-23.1% in a year · -8.1% in a quarter
Loans
$5.6M
-34.5% in a year · -21.8% in a quarter
Profit so far
-$1.3M
Jan 1 to Mar 31, 1990
Capital ratio
-11.26%
-13.53 pts in a year
Return on assets
-48.82%
-46.52 pts in a year
Facts
- Type
- National bank
- Head office
- 201 East Buck Street, Caldwell, TX, 77836
- County
- Burleson
- Holding company
- General Bancshares Inc
- Established
- Feb 15, 1984
- Failed
- Jun 21, 1990
- Employees
- 8
- Id
- b24982
Quarter by quarter
March 31, 1984 to March 31, 1990
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Peoples National Bank?
$9.65 million in total assets and $10.8 million in deposits as of March 31, 1990, with assets down 33.9% from a year before. Its loans were $5.58 million.
Is Peoples National Bank profitable?
No: it lost $1.32 million from January 1 to March 31, 1990. Its return on assets was -48.82% a year; about 1% is typical.
Who owns Peoples National Bank?
Peoples National Bank is owned by General Bancshares Inc, its holding company.
When did Peoples National Bank fail?
Jun 21, 1990. Citizens State Bank of Somerville, TX took over its deposits. The estimated cost of the failure was $3.15 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.