Placer Bank of Commerce
Roseville, CA
$34.8M
total assets, December 31, 1991
$34.8M
total assets, December 31, 1991
Placer Bank of Commerce was a state member bank in Roseville, CA. It failed on Mar 27, 1992, and American River Bank took over its deposits. At its last report it held $34.8 million in assets.
Updated Oct 11, 2026 · numbers as of December 31, 1991
This bank failed
- Failed on
- Mar 27, 1992
- Assets
- $34.8M
- Deposits
- $33.1M
- Estimated cost
- $5.3M
- Deposits went to
- American River Bank, Sacramento, CA
Total assets
$34.8M
-29.1% in a year · -10.7% in a quarter
Deposits
$33.1M
-30.4% in a year · -10.6% in a quarter
Loans
$24.6M
-33.5% in a year · -18.5% in a quarter
Profit so far
-$1.4M
Jan 1 to Dec 31, 1991
Capital ratio
-0.26%
-2.59 pts in a year
Return on assets
-3.10%
-2.42 pts in a year
Facts
- Type
- State member bank
- Head office
- 1720 Douglas Boulevard, Roseville, CA, 95678
- County
- Placer
- Established
- Aug 8, 1983
- Failed
- Mar 27, 1992
- Employees
- 23
- Id
- b24633
Quarter by quarter
March 31, 1984 to December 31, 1991
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Related pages
Questions and answers
How big is Placer Bank of Commerce?
$34.8 million in total assets and $33.1 million in deposits as of December 31, 1991, with assets down 29.1% from a year before. Its loans were $24.6 million.
Is Placer Bank of Commerce profitable?
No: it lost $1.36 million from January 1 to December 31, 1991. Its return on assets was -3.10% a year; about 1% is typical.
When did Placer Bank of Commerce fail?
Mar 27, 1992. American River Bank of Sacramento, CA took over its deposits. The estimated cost of the failure was $5.34 million.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.