PNB Community Bank
Niceville, FL · Owner: Bankshares Corp of Niceville
$155M
total assets, June 30, 2026
$155M
total assets, June 30, 2026
PNB Community Bank is a state nonmember bank based in Niceville, FL, owned by Bankshares Corp of Niceville. As of June 30, 2026 it held $155.2 million in assets and $140.3 million in deposits; assets were down 1.2% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$155M
-1.2% in a year · +0.3% in a quarter
Deposits
$140M
-1.5% in a year · +0.6% in a quarter
Loans
$108M
-3.2% in a year · +0.1% in a quarter
Profit so far
$970K
Jan 1 to Jun 30, 2026 · -2.7% in a year
Capital ratio
10.32%
+0.53 pts in a year
Return on assets
1.25%
-0.02 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1020 John Sims Pkwy E, Niceville, FL, 32578
- County
- Okaloosa
- Holding company
- Bankshares Corp of Niceville
- Established
- Jun 16, 1986
- Employees
- 37
- Branches
- 3
- Website
- pnbcommunity.bank
- Id
- b26687
Quarter by quarter
June 30, 1986 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $140.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Florida | 3 | $140M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Pnb Community Bank (main office) | Niceville, FL | $93.6M |
| Freeport Branch | Freeport, FL | $33.4M |
| Defuniak Springs Branch | Defuniak Springs, FL | $13.3M |
Related pages
Questions and answers
How big is PNB Community Bank?
$155.2 million in total assets and $140.3 million in deposits as of June 30, 2026, with assets down 1.2% from a year before. Its loans were $108.3 million.
How many branches does PNB Community Bank have?
3 branches in Florida as of June 30, 2026.
Is PNB Community Bank profitable?
Yes: it earned $970,000 from January 1 to June 30, 2026 (down 2.7% from the same months a year before). Its return on assets was 1.25% a year; about 1% is typical.
Who owns PNB Community Bank?
PNB Community Bank is owned by Bankshares Corp of Niceville, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.